Women’s empowerment is a key factor in the overall development of a family and a community. The Sakhi program promotes sustainable women run grassroots institutions like Self Help Groups (SHGs) to act as vehicles for empowerment. 2000 SHGs organized in 174 village level associations impacting lives of 24,000 families are being set up under Sakhi by 2021. The program is geared to mobilize rural women and invest in developing their capacities around leadership, skill development, savings and entrepreneurship. At the end of the year, we had 1299 functional SHGs, with membership of over 16,620 women, who now have accumulated savings of over Rs 3 Crore. During the year, 9397 women took loans amounting to Rs. 7.9 Crore The main purposes for which the loans were taken were household consumption, agriculture, health & sanitation, animal husbandry, including 280 women who used the loans to set up new or expand existing enterprises. HZL is partnering with a leading women’s federation Saheli Samiti with technical support from Manjari Foundation to achieve scale and sustainability in this program.